There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the common eye, Lloyd looks like a normal middle-aged mum who works relentlessly to take care of her sick spouse.

So it was to the sheer shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.

Hiding behind the household's net curtains was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, cried 'Oh my god' as she was jailed this week over a string of untruths including using a dead woman's identity, making up 'bogus' medical conditions for her son, and creating pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was also imprisoned after the set's enormous advantages fraud was finally exposed.

While the couple managed to siphon off their ill-gotten gains for several years - neighbours have revealed to MailOnline the obvious ideas that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives discovered a web of lies including the creation of pseudonyms to claim benefits

The fraudster next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually stopped working to disclose this to the council when she moved in in 2018

Phillips envisioned in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event

Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling adhere to satisfy his carers.

But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also told of how there was 'constantly something dodgy' about Lloyd, which she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently took nearly ₤ 170,000 in benefits over a years, and also helped Phillips incorrectly declare benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When saw them loading up one of their two cars previously today, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real show of not having the ability to walk whenever his carers were here.

'He was shuffling along and keeping his vehicles in the driveway before he took a long time to get to his carer's vehicle on his walking stick.

'But the next thing I saw him washing his BMW in the driveway - he appeared to be walking fine then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.

'But after the police raid, they ended up being more reserved and didn't say a lot to individuals.

'There was constantly something dodgy about her - she would not look people in the eye and extolled going to her ₤ 60,000 caravan however would never state where it was.

'They would take her teenage son and go away on a Thursday night and not get back up until Sunday.'
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Phillips had actually fraudulently declared ₤ 100k in PIP, housing advantages, work assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, but at other times was seen 'strolling great'

Following the cops raid on the quiet rural street, neighbours were left with concerns regarding why the couple had actually been arrested - and some allege Lloyd had later informed them it was down to pet dog breeding.

But these questions were finally put to rest on Tuesday when the court heard how Lloyd had actually declared an overall of ₤ 169,394.15 which she was not gotten approved for in housing advantages, carers allowance and personal independence payments over the course of 11-and-a-half years.

With the help of Lloyd, Phillips was likewise discovered to have actually unlawfully claimed ₤ 100,980.71 through PIP, housing benefits, employment support allowance and council tax decreases considering that 2018.

Olivia Beesley, prosecuting, described how the mother's sophisticated scam started when she falsely started declaring housing advantages for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake occupancy agreement for the 'totally fictitious caravan', eventually filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she started making fraudulent claims that her spouse needed 'numerous day-to-day carers to participate in to his needs'. She went as far as using Phillips' sis Zoe's birth certificate to impersonate his sibling and claim that she was his main carer.

She also lied that she was unable to work due to being a full-time carer, but was found to have been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'false medical conditions' for her kid, claiming she had actually a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in false impairment living allowance overpayments were declared in relation to this.

She once again utilized the deceased lady's name as being her social employee to claim ₤ 13,526.70 of PIP, mentioning that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever exposed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple leaving on of their automobiles previously today and presumed they were going off to their 'caravan', only to later find out they were off to jail

When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her boy would supposedly go off to a caravan on the weekends.

It is not understood whether this was the same 'fictitious caravan' which took place to have never existed, or an undoubtedly a separate, real caravan.

Leni Newton, 63, said: 'She informed people that the cops raid was since someone had actually told on her for breeding border collie young puppies without a licence.

'I'm stunned they have actually been imprisoned. I believed they were all above board.

'I only saw them a few days ago packing up luggage - I thought they were just going to their caravan.'

She added: 'I know they satisfied as she was his carer. He was married however Angela relocated. I thought she had actually lived in Southport.

'I did see his ex-wife parked up in the street seeing his home when they divided.

'She was undoubtedly spying on them.'

Her partner David Manchester, 70, stated: 'It's a huge surprise they appeared to be living a double life.

'There were a great deal of cops came here.

'He was at the street celebration for the Queen however other times he did appear extremely frail.'

Hand in Hand homecare company verified to MailOnline that Lloyd had authentic references, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesperson stated: 'We sacked her instantly when we learnt the reality.

'All her DBS and referrals took a look at. The police stated we had actually done absolutely nothing incorrect.'

The court heard how Phillips likewise swindled cash from the public handbag by stopping working to reveal the reality that Lloyd had moved into his home in 2018 - enabling him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is also stated to have 'overemphasized' his medical conditions and require for care, stating that he was unable to do anything for himself.

He declared himself 'unfit for work' and stopped working to mention his partner's wage - illegally taking ₤ 51k in employment support allowance.
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However, Phillips declared that Lloyd had actually completed the kind and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated recent history' of psychological health and impairments consisting of neurological disorder, anxiety and depression.

He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with comparable matters, however Lloyd's criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last look remained in 2012.

Lloyd was jailed for two years after admitting 7 counts of scams by incorrect representation, and Phillips was likewise seen wiping back tears as he was jailed for 20 months for fraud by false representation and three counts of dishonestly stopping working to divulge information to make a gain.

Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the general public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 annually which you defrauded from the public.

'For those who look for to defraud the public of limited and valuable benefits which require to be directed to those who require them, not those who merely wish to have them for factors of individual greed, that is a severe offence devoted by each of you over a long period of time.'